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Parent PLUS Gap Calculator

Shows how much of a student's college cost is left after the new Parent PLUS limits ($20,000 a year, $65,000 total) and federal student loans.

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Parent PLUS Repayment Calculator

Estimates the monthly payment and total interest on a Parent PLUS loan at the current rate and fee.

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Terms of use

Sources

  1. Federal Register, 91 FR 23768 (May 1, 2026): Federal Student Loan Program final regulations (34 CFR 685.102, 685.200, 685.203, 685.208)
  2. U.S. Department of Education, "Frequently Asked Questions – Loan Limits" (May 20, 2026), copy published by Washington State University
  3. Federal Register, FR Doc. 2026-18493: Interest rates for fixed-rate Direct Loans first disbursed July 1, 2026 – June 30, 2027
  4. FSA Partner Connect, GENERAL-26-28: FY27 sequester-required changes to the Title IV student aid programs (loan fees)
  5. Congress.gov: H.R. 1, 119th Congress (Public Law 119-21), enacted July 4, 2025
  6. StudentAid.gov: Parent PLUS loans (apply and manage)